Industry playbookTERP Accounting for Retail

Retail with TERP Accounting

Industry Solutions

TERP Accounting for Retail

Improve controls, approvals, and reporting so retail teams can close faster.

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Key metrics

Branch profitabilityAP cycle timeCash reconciliation accuracyVAT complianceGross margin

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Overview

What TERP Accounting helps you achieve

Improve reconciliations, approvals, and financial reporting so retail teams can move faster with better controls.

01

Branch profitability and cost-center reporting.

Improves financial controls with approval routing, reconciliations, and drill-down reporting.

02

AP/AR controls with credit and ageing visibility.

Improves financial controls with approval routing, reconciliations, and drill-down reporting.

03

Budget controls and approval workflows.

Improves financial controls with approval routing, reconciliations, and drill-down reporting.

04

Audit-ready reporting for finance teams.

Improves financial controls with approval routing, reconciliations, and drill-down reporting.

Integrations

Bank exportsPOS integrationsEmail/SMS notifications

Challenges

Common pain points we solve

Most retail teams struggle with visibility, controls, and reporting. Tessera brings those workflows together.

01

Branch P&L visibility is delayed without consolidated and branch-level reporting.

TERP Accounting tackles this with approval routing, reconciliation workflows, and cashflow visibility.

02

High supplier invoice volumes make AP management slow and error-prone.

TERP Accounting tackles this with approval routing, reconciliation workflows, and cashflow visibility.

03

Daily cash reconciliation across branches is manual and inconsistent.

TERP Accounting tackles this with approval routing, reconciliation workflows, and cashflow visibility.

04

VAT compliance and statutory reporting require significant manual effort.

TERP Accounting tackles this with approval routing, reconciliation workflows, and cashflow visibility.

05

Gross margin per branch or product category is unclear without drill-down reporting.

TERP Accounting tackles this with approval routing, reconciliation workflows, and cashflow visibility.

Workflows

Key workflows for Retail

These are the most common workflows retail organizations implement first for fast ROI.

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Branch P&L reporting

Designed for faster close with approval routing, drill-down visibility, and exportable outputs.

Supplier invoice approvals

Designed for faster close with approval routing, drill-down visibility, and exportable outputs.

Daily cash reconciliation

Designed for faster close with approval routing, drill-down visibility, and exportable outputs.

VAT reporting

Designed for faster close with approval routing, drill-down visibility, and exportable outputs.

Audit-ready exports

Designed for faster close with approval routing, drill-down visibility, and exportable outputs.

Multi-branch dashboards

Designed for faster close with approval routing, drill-down visibility, and exportable outputs.

Common use cases

Branch P&L and profitability dashboards.

Supplier invoice approvals and spend controls.

Cashflow visibility and outstanding tracking.

Bank reconciliation workflows and exports.

VAT/statutory reporting and audit-ready outputs.

Capabilities

What you get with TERP Accounting

A practical feature set designed for retail teams, with controls and reporting built in.

01

Multi-company + multi-currency

Handle multiple entities, currencies, and reporting structures with clear controls.

02

Chart of accounts + cost centers

User-defined COA with cost/profit centers for departmental accountability.

03

AP/AR + ageing controls

Supplier/customer management, ageing, credit limits, and outstanding visibility.

04

Budgets + approvals

Spending controls with approval routing to reduce leakage and improve governance.

05

Bank reconciliation + exports

Reconcile faster and export/import transactions for integrations where needed.

06

VAT/statutory reporting

Generate VAT/statutory outputs and audit-ready reports with drill-down clarity.

07

Report builder

Design reports with filters, pivots, and role-based visibility for secure sharing.

08

Operational integrations

Connect inventory, purchasing, and POS so finance stays aligned with operations.

Reporting

Dashboards and insights

Get visibility that helps teams act faster: drill-down reporting, analysis views, and exportable outputs.

See it in a demo

Common dashboards & reports

Trial balance, P&L, balance sheet (with drill-down)

AP/AR ageing and outstanding analysis

Cost center P&L and profitability views

Budget vs actual and variance reports

Bank reconciliation outputs and exports

VAT/statutory and compliance reports

Built for teams

Secure reporting and controlled exports

Share the right view with the right people using role-based access. Export and schedule reports for finance, operations, and leadership.

Role-based visibilityDrill-down viewsExports (PDF/Excel)Scheduled sharing

Modules

Recommended Tessera modules

Start with accounting and approvals, then connect operations and sales workflows for better visibility.

TERP Accounting

Financial reporting, approvals, reconciliations, and cashflow visibility.

Accounting & Finance

Reporting, controls, and financial visibility across teams.

HR & Payroll

People operations, payroll workflows, and compliance support.

Point Of Sale

Sales, stock updates, and branch performance visibility.

Workflow example

See how the work moves through Tessera

A practical example of how retail teams can connect requests, approvals, operations, and reporting.

01

Request

Teams submit a structured operational request with the information needed for review.

02

Approve and process

Role-based controls route the transaction to the right people and retain its approval history.

03

Report

Operations and finance see the completed transaction in shared dashboards and exports.

Map your workflow with our team

FAQ

Questions we hear from Retail teams

If you want, we can walk through your exact workflows in a short demo.

Yes. Cost center reporting with branch-level drill-down is supported.

Structured AP workflows with approval routing reduce errors and improve cycle time.

Yes. VAT outputs and statutory exports are generated from transaction data.

Get started

Get a retail demo

We will map your workflows, recommend a rollout plan, and show the dashboards your team will use day-to-day.

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In the demo

Reconciliation workflows and AP/AR controls
Budget approvals and financial dashboards
Implementation timeline + support plan
Module recommendations for your team