Industry playbookTERP Accounting for SME
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SME with TERP Accounting

Industry Solutions

TERP Accounting for SME

Improve controls, approvals, and reporting so sme teams can close faster.

Key metrics

Cashflow visibilityAR agingClose timeTax readinessSpend control
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Overview

What TERP Accounting helps you achieve

Improve reconciliations, approvals, and financial reporting so sme teams can move faster with better controls.

01

Automated invoicing and payment tracking.

Improves financial controls with approval routing, reconciliations, and drill-down reporting.

02

Clear cash flow and profitability views.

Improves financial controls with approval routing, reconciliations, and drill-down reporting.

03

Faster month-end close and reporting.

Improves financial controls with approval routing, reconciliations, and drill-down reporting.

Integrations

Bank exportsEmail/SMS notificationsPOS/ERP integrations

Challenges

Common pain points we solve

Most sme teams struggle with visibility, controls, and reporting. Tessera brings those workflows together.

01

Cash flow is unclear because invoicing, collections, and payments are tracked separately.

TERP Accounting tackles this with approval routing, reconciliation workflows, and cashflow visibility.

02

Slow invoice collections from customers affect working capital and planning.

TERP Accounting tackles this with approval routing, reconciliation workflows, and cashflow visibility.

03

Month-end close is delayed by manual reconciliation and missing documentation.

TERP Accounting tackles this with approval routing, reconciliation workflows, and cashflow visibility.

04

Tax preparation requires manual compilation of records that should be readily available.

TERP Accounting tackles this with approval routing, reconciliation workflows, and cashflow visibility.

05

No structured spend approval means leakage goes unnoticed until month-end.

TERP Accounting tackles this with approval routing, reconciliation workflows, and cashflow visibility.

Workflows

Key workflows for SME

These are the most common workflows sme organizations implement first for fast ROI.

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Customer invoicing

Designed for faster close with approval routing, drill-down visibility, and exportable outputs.

AR collections tracking

Designed for faster close with approval routing, drill-down visibility, and exportable outputs.

Expense approvals

Designed for faster close with approval routing, drill-down visibility, and exportable outputs.

Bank reconciliation

Designed for faster close with approval routing, drill-down visibility, and exportable outputs.

Tax-ready reporting

Designed for faster close with approval routing, drill-down visibility, and exportable outputs.

Cashflow dashboards

Designed for faster close with approval routing, drill-down visibility, and exportable outputs.

Common use cases

Accounts receivable aging and collections.
Expense approvals and spend controls.
Tax-ready financial statements.

Capabilities

What you get with TERP Accounting

A practical feature set designed for sme teams, with controls and reporting built in.

01

Multi-company + multi-currency

Handle multiple entities, currencies, and reporting structures with clear controls.

02

Chart of accounts + cost centers

User-defined COA with cost/profit centers for departmental accountability.

03

AP/AR + ageing controls

Supplier/customer management, ageing, credit limits, and outstanding visibility.

04

Budgets + approvals

Spending controls with approval routing to reduce leakage and improve governance.

05

Bank reconciliation + exports

Reconcile faster and export/import transactions for integrations where needed.

06

VAT/statutory reporting

Generate VAT/statutory outputs and audit-ready reports with drill-down clarity.

07

Report builder

Design reports with filters, pivots, and role-based visibility for secure sharing.

08

Operational integrations

Connect inventory, purchasing, and POS so finance stays aligned with operations.

Reporting

Dashboards and insights

Get visibility that helps teams act faster: drill-down reporting, analysis views, and exportable outputs.

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Common dashboards & reports

Trial balance, P&L, balance sheet (with drill-down)
AP/AR ageing and outstanding analysis
Cost center P&L and profitability views
Budget vs actual and variance reports
Bank reconciliation outputs and exports
VAT/statutory and compliance reports

Built for teams

Secure reporting and controlled exports

Share the right view with the right people using role-based access. Export and schedule reports for finance, operations, and leadership.

Role-based visibilityDrill-down viewsExports (PDF/Excel)Scheduled sharing

Stories

What success looks like

Outcomes sme teams expect after implementing TERP Accounting workflows, approvals, and reporting.

Month-end close in days, not weeks

Month-end close in days, not weeks

Standard reconciliation workflows and AP approvals reduced manual effort and made the close process predictable every month.

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Cashflow visibility that changes decisions

Cashflow visibility that changes decisions

Leadership sees AR aging, outstanding balances, and cashflow in real time — not at the end of the month when it is too late.

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Audit-ready without the scramble

Audit-ready without the scramble

Approval logs, transaction history, and structured exports mean the finance team is always ready — no last-minute compilation.

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FAQ

Questions we hear from SME teams

If you want, we can walk through your exact workflows in a short demo.

Yes. AR aging, outstanding balances, and cashflow dashboards give real-time clarity.

Yes. Structured transaction records and VAT outputs reduce manual compilation.

Yes. Approval routing can be configured for purchase orders and expenses.

Get started

Get a sme demo

We will map your workflows, recommend a rollout plan, and show the dashboards your team will use day-to-day.

In the demo

  • Reconciliation workflows and AP/AR controls
  • Budget approvals and financial dashboards
  • Implementation timeline + support plan
  • Module recommendations for your team

Industry page: /industries/sme-accounting