
Industry Solutions
TERP Accounting for SME
Improve controls, approvals, and reporting so sme teams can close faster.
Key metrics
Overview
What TERP Accounting helps you achieve
Improve reconciliations, approvals, and financial reporting so sme teams can move faster with better controls.
Automated invoicing and payment tracking.
Improves financial controls with approval routing, reconciliations, and drill-down reporting.
Clear cash flow and profitability views.
Improves financial controls with approval routing, reconciliations, and drill-down reporting.
Faster month-end close and reporting.
Improves financial controls with approval routing, reconciliations, and drill-down reporting.
Integrations
Challenges
Common pain points we solve
Most sme teams struggle with visibility, controls, and reporting. Tessera brings those workflows together.
Cash flow is unclear because invoicing, collections, and payments are tracked separately.
TERP Accounting tackles this with approval routing, reconciliation workflows, and cashflow visibility.
Slow invoice collections from customers affect working capital and planning.
TERP Accounting tackles this with approval routing, reconciliation workflows, and cashflow visibility.
Month-end close is delayed by manual reconciliation and missing documentation.
TERP Accounting tackles this with approval routing, reconciliation workflows, and cashflow visibility.
Tax preparation requires manual compilation of records that should be readily available.
TERP Accounting tackles this with approval routing, reconciliation workflows, and cashflow visibility.
No structured spend approval means leakage goes unnoticed until month-end.
TERP Accounting tackles this with approval routing, reconciliation workflows, and cashflow visibility.
Workflows
Key workflows for SME
These are the most common workflows sme organizations implement first for fast ROI.
Customer invoicing
Designed for faster close with approval routing, drill-down visibility, and exportable outputs.
AR collections tracking
Designed for faster close with approval routing, drill-down visibility, and exportable outputs.
Expense approvals
Designed for faster close with approval routing, drill-down visibility, and exportable outputs.
Bank reconciliation
Designed for faster close with approval routing, drill-down visibility, and exportable outputs.
Tax-ready reporting
Designed for faster close with approval routing, drill-down visibility, and exportable outputs.
Cashflow dashboards
Designed for faster close with approval routing, drill-down visibility, and exportable outputs.
Common use cases
Capabilities
What you get with TERP Accounting
A practical feature set designed for sme teams, with controls and reporting built in.
Multi-company + multi-currency
Handle multiple entities, currencies, and reporting structures with clear controls.
Chart of accounts + cost centers
User-defined COA with cost/profit centers for departmental accountability.
AP/AR + ageing controls
Supplier/customer management, ageing, credit limits, and outstanding visibility.
Budgets + approvals
Spending controls with approval routing to reduce leakage and improve governance.
Bank reconciliation + exports
Reconcile faster and export/import transactions for integrations where needed.
VAT/statutory reporting
Generate VAT/statutory outputs and audit-ready reports with drill-down clarity.
Report builder
Design reports with filters, pivots, and role-based visibility for secure sharing.
Operational integrations
Connect inventory, purchasing, and POS so finance stays aligned with operations.
Reporting
Dashboards and insights
Get visibility that helps teams act faster: drill-down reporting, analysis views, and exportable outputs.
Common dashboards & reports
Built for teams
Secure reporting and controlled exports
Share the right view with the right people using role-based access. Export and schedule reports for finance, operations, and leadership.
Modules
Recommended Tessera modules
Start with accounting and approvals, then connect operations and sales workflows for better visibility.
TERP Accounting
Financial reporting, approvals, reconciliations, and cashflow visibility.
Learn moreAccounting & Finance
Reporting, controls, and financial visibility across teams.
Learn moreHR & Payroll
People operations, payroll workflows, and compliance support.
Learn morePoint Of Sale
Sales, stock updates, and branch performance visibility.
Learn moreStories
What success looks like
Outcomes sme teams expect after implementing TERP Accounting workflows, approvals, and reporting.

Month-end close in days, not weeks
Standard reconciliation workflows and AP approvals reduced manual effort and made the close process predictable every month.
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Cashflow visibility that changes decisions
Leadership sees AR aging, outstanding balances, and cashflow in real time — not at the end of the month when it is too late.
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Audit-ready without the scramble
Approval logs, transaction history, and structured exports mean the finance team is always ready — no last-minute compilation.
Book a demoFAQ
Questions we hear from SME teams
If you want, we can walk through your exact workflows in a short demo.
Yes. AR aging, outstanding balances, and cashflow dashboards give real-time clarity.
Yes. Structured transaction records and VAT outputs reduce manual compilation.
Yes. Approval routing can be configured for purchase orders and expenses.
Get started
Get a sme demo
We will map your workflows, recommend a rollout plan, and show the dashboards your team will use day-to-day.
In the demo
- Reconciliation workflows and AP/AR controls
- Budget approvals and financial dashboards
- Implementation timeline + support plan
- Module recommendations for your team
Industry page: /industries/sme-accounting